Privacy Statement

Privacy Policy

EMG World is strongly committed to maintaining the privacy of your personal information. The following discloses our information gathering and dissemination practices for this site. The information EMG World receives depends upon your actions when visiting our website.

Information Collected About Your Visit to the website
EMG World automatically collects and stores the following information about you when you visit our website:

• The date and time the request was received.
• Your Internet Protocol (IP) address, or the proxy address of your Internet Service Provider (e.g. AOL, CompuServe, and so on).
• The name and IP address of the EMG World server that received and logged the request.
• The resource on an EMG World server accessed as a result of the request, such as the Web page, image, and so on.
• The query in the request. This field captures any criteria or parameters issued with a query, such as a bank name or insurance certificate number.
• The name and version of your Web browser (e.g. Netscape 4.0).
• The content of any sent or received cookie.
• The Uniform Resource Locator (URL) that was accessed before the user made a request for EMG World’s Web server. The URL may be an outside address that is not related to the EMG World server.
• Other status codes and values resulting from the Web server responding to the request received: HTTP status code, Windows NT code, number of bytes sent, number of bytes received, duration (in seconds) to fulfill the request, server port number addressed, and protocol version.
• EMG World's home page includes a small program to collect information on the screen resolution setting of your PC (e.g. 800 x 600, 1280 x 1024, etc.). This information will be used to adjust EMG World design standards so the pages we produce will be as readable as possible on your computer display.

Some parts of the EMG World website may use a "cookie", which is a file placed on your computer hard drive, that allows the EMG World web server to log the pages you use in the EMG World site and to determine if you have visited the site before. The cookie captures no personally identifying information. The EMG World server uses this information to provide certain features during your visit to the website. You can set your browser to warn you when placement of a cookie is requested, and decide whether or not to accept it. By rejecting a cookie some of the features available on the site may not function properly.

Other than the automatic data collection described above, this site collects no personally identifying information. The sole exception is when you knowingly and voluntarily provide information, such as when you fill in your name and address on the Network.

EMG World uses the information we collect for internal system administrative purposes to measure the volume of requests for specific website pages, and to continually improve the EMG World Internet site to be responsive to the needs of users. Your choice to use the EMG World website or to send electronic mail to EMG World will be considered your consent for EMG World to use the information collected there from as stated in this notice.

Intrusion Detection Monitoring
This system employs software security programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. Such attempts are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act. Except for authorized law enforcement investigations, no other attempts are made to identify individual users or their usage habits.

Information Collected From You
You may decide to send EMG World information, including personally identifying information. The information you supply - whether through a secure Web form, a standard Web form, or by sending an electronic mail message - is maintained by EMG World for the purpose of processing your request or inquiry. EMG World also uses the information you supply in other ways to further EMG World's mission of maintaining stability and public confidence in the nation's banking system.

Various employees of EMG World may see the information you submit in the course of their official duties. The information may also be shared by EMG World with third parties to advance the purpose for which you provide the information, including other federal or state government agencies. For example, if you file a complaint, it may be sent to a financial institution for action, or information may be supplied to the Department of Justice in the event it appears that federal criminal statutes have been violated by an entity you are reporting to EMG World. The primary use of personally identifying information will be to enable the government to contact you in the event we have questions regarding the information you have reported.

Under certain circumstances, EMG World may be required by law to disclose information you submit to us, for example, to respond to a Congressional inquiry or subpoena.

If you register with EMG World online mailing list, the information you provide may also be used to send you EMG World communiqués or notify you about updates to our website.

When you choose to send e-mail to EMG World you are consenting to EMG World using the information provided therein, including personally identifying information, in accordance with this notice, unless you expressly state in the e-mail your objection to any use(s).

As required by federal law, Privacy Act statements are located throughout this website where EMG World requests information from you.